Are there any government programs to help those who have defaulted on their student loans?

Yes, there are government programs to help those who have defaulted on their student loans in California. The California Department of Education offers several assistance programs for borrowers who have defaulted on federal student loan debt. For example, the California Student Loan Servicing Authority (CSLSA) provides assistance to borrowers who have defaulted on their student loans. CSLSA will contact the lender on behalf of the borrower and negotiate a payment agreement. In addition, CSLSA offers a loan rehabilitation program, which allows borrowers to rehabilitate their defaulted loans. The Total and Permanent Disability Discharge Program (TPD) is another option for borrowers who have defaulted on their student loans. This program relieves borrowers of their debt if they can prove they are totally and permanently disabled. The borrower must provide medical evidence that they are unable to engage in any substantial gainful activity due to a medically determinable physical or mental impairment that has lasted or can be expected to last for a continuous period of not less than sixty months. The California Department of Education also offers the Loan Repayment Assistance Program (LRAP), which helps borrowers who are struggling to make their student loan payments. LRAP pays a portion of the borrowers loan payments for up to 10 years or until the borrower is able to make the payments on their own. Finally, the US Department of Education offers the Student Loan Repayment Assistance Program (LRAP). This program helps borrowers by providing a lump sum payment of up to $10,000 which helps borrowers to reduce their debt burden. If you have defaulted on your student loans and need assistance, you can contact the California Department of Education or the US Department of Education for more information about these programs.

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Are there any government programs to help those who have defaulted on their student loans?

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