What are the requirements for getting approved for student loan consolidation?

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What are the requirements to receive student loan deferment?
Are there any private student loan lenders that offer lower interest rates?
What are the benefits of student loan consolidation?
How do I find out if I am eligible for student loan deferment?
How long does it take to receive student loan funds once I’m approved?
Are there any grants or scholarships for students attending community college?
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Can I get a student loan for graduate school?
Are there any special programs or incentives to help me pay off my student loans?
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