What are the long-term financial implications of a spinal injury?

The long-term financial implications of a spinal injury in Minnesota can be severe and can have serious impacts on an individual and their family. Spinal injuries can lead to a lifetime of disability, medical expenses, rehabilitation costs, and lost wages. Depending on the severity of the injury, a person may experience paralysis or limited mobility, and become unable to work. For those who can still work, performing the duties of their job may become more difficult or require accommodations that could be costly. Medical expenses can quickly become significant for someone living with a spinal injury. Co-payments and out-of-pocket costs, medications, medical equipment, and assisted living services could all result in long-term financial expenses. Even if the person is covered by insurance, coverage is often limited and not all costs will be covered. In addition, insurance premiums may go up as the person’s health care needs increase. Therapy costs are another significant expense. Physical and occupational therapy, speech therapy, and counseling are all possible requirements for a person recovering from a spinal injury. These therapies could require multiple visits a week for many months or longer, and can be expensive. The financial impact of a spinal injury can be stressful, especially if the injury is severe and the person is unable to work. Fortunately, there are resources and laws in Minnesota to help protect injured people from financial hardship. The best way to ensure that you or a loved one with a spinal injury in Minnesota is to seek legal advice from a personal injury lawyer who is experienced in spinal injury law.

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