What kind of financial help is available for spinal injury victims?
In North Carolina, there are a number of financial options available to those suffering from spinal cord injuries. These include private insurance, Medicaid, Medicare, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Private insurance can cover medical expenses related to the injury, including rehabilitation, surgery, medication and equipment. Medicaid can provide long-term care and assistive technology for those with a spinal cord injury. Medicare can provide coverage for medical and hospital visits, durable medical equipment, and prescriptions related to the injury. Social Security Disability Insurance (SSDI) is a federal program to provide benefits to individuals who are unable to work because of an injury or illness. SSDI benefits are provided to individuals who have worked and earned enough work credits to be eligible. Supplemental Security Income (SSI) is a federal program to provide basic financial help to individuals who are disabled and have limited income and resources. SSI benefits can provide financial help for medical bills, food, housing, personal needs such as clothes, and other living expenses. The North Carolina Department of Health and Human Services also offers monetary assistance to those with spinal cord injuries. This program can cover medical expenses, home care, and other services related to the injury. In addition to these options, there are other forms of financial assistance for spinal injury victims. Nonprofit organizations and charities can provide support for housing, education, job training, and other services. State and local governments may also provide programs for long-term care and assistive technology. For more information about available financial assistance for spinal injury victims in North Carolina, contact the local Social Security office, Medicaid office, or Department of Health and Human Services.
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