What is the difference between SSI and SSDI?

SSI and SSDI are both programs run by the Social Security Administration (SSA). The main difference between them is the eligibility requirements and the types of benefits offered. SSI stands for Supplemental Security Income and is a need-based program for people who have low income and limited resources. To be eligible for SSI, you must be a U.S. citizen or national, be 65 years of age or older, blind, or disabled, and have limited income and resources. SSI provides a monthly payment to help with basic living expenses. SSDI stands for Social Security Disability Insurance and is an income replacement program for people who have a disability that has lasted for at least 12 months and has made them unable to work for a living. To be eligible for SSDI, you must have worked and paid into Social Security for at least 10 years previous to becoming disabled. SSDI also provides a monthly payment to help with basic living expenses, but it also provides Medicare coverage for medical expenses. In North Dakota, anyone who is determined to be disabled by the SSA will be eligible to receive SSI or SSDI, depending on their individual circumstances. In order to determine eligibility, the SSA will review the individual’s work history, medical records, and financial status. If the individual is determined to be disabled, they can then apply for either SSI or SSDI.

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