What is the difference between SSI and SSDI?
SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) are two different types of social security disability benefits that may be available to those who qualify in Washington. SSI is a need-based program funded by general tax revenue, so it provides benefits to both disabled adults and children regardless of their work history. To qualify for SSI, a person must have limited income and resources, as well as be either disabled, blind, or over the age of 65. SSDI, on the other hand, is an insurance-based program funded by the Social Security payroll taxes from employers and employees. To qualify for SSDI, a person must have paid into the Social Security system for a certain number of years and have become disabled within the past five years. The main difference between SSI and SSDI is that SSI is a need-based program and SSDI is an insurance-based program. Another difference is that SSI is open to both disabled adults and children, while SSDI is only available to disabled working adults. In Washington, if a person is eligible for both SSI and SSDI, then they will receive a combination of both types of benefits. The combined amount may be greater than the SSI amount alone, but if a person is eligible for SSDI only, then they will not receive any SSI benefits.
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