What is the difference between SSI and SSDI?
SSI and SSDI are two different types of Social Security Disability benefits that are available to West Virginia residents. They both provide a monthly payment to those who are unable to work due to a physical or mental disability, though the requirements for each are different. SSI, or Supplemental Security Income, is a need-based program that is designed to provide financial assistance to those who have limited income and resources. In order to receive SSI, an individual must meet certain income and asset requirements. SSDI, or Social Security Disability Insurance, is a program that is funded through workers’ payroll taxes. This program provides benefits to workers who have become disabled due to an injury or illness. In order to receive SSDI, the disabled worker must have worked and earned enough work credits before becoming disabled. The main difference between SSI and SSDI is the way eligibility is determined. While an individual must meet certain financial requirements in order to receive SSI, eligibility for SSDI is based on factors such as the amount of work credits earned and the severity of the disability. In West Virginia, individuals who meet the eligibility requirements for both SSI and SSDI may be able to receive both types of benefits. However, the combined total of the two benefits cannot exceed a certain amount. Therefore, individuals must carefully consider their eligibility requirements for each program in order to maximize their benefits.
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