Are there any differences between Social Security Disability Insurance (SSDI) and Social Security Retirement?
Yes, there are some differences between Social Security Disability Insurance (SSDI) and Social Security Retirement. In South Dakota, SSDI is the disability insurance benefit provided by the Social Security Administration (SSA) to individuals who are determined to be medically disabled. This means that individuals who have a medical disability that prevents them from working and earning a living are eligible to receive SSDI benefits. Meanwhile, Social Security Retirement is a benefit available to those who have paid into the Social Security system after having worked for a certain amount of time. This benefit is available to workers who have reached the age of 62. The main difference between SSDI and Social Security Retirement is that SSDI generally only covers those who have a medically verified disability and pays out a proportionally lower amount than what individuals receive through Social Security Retirement. Social Security Retirement is available to those who have worked and paid into the system, and it provides a larger payout than what is provided through SSDI. In South Dakota, if you have both SSDI and Social Security Retirement benefits, the amount of your benefits will be based on the amount you are eligible to receive for each program, and the total amount you receive will be the combined total of both benefits.
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