How does Supplemental Security Income (SSI) eligibility differ from Social Security Disability Insurance (SSDI)?

Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are two of the main types of Social Security Disability programs offered in South Dakota. Although both SSI and SSDI are administered by the Social Security Administration (SSA), the two programs have significant differences. SSDI is a disability benefit that is funded through payroll taxes. In order to be eligible for SSDI, a person must have worked for a certain length of time, and have a sufficient number of "credits" from this work. Additionally, applicants must have a current disability that is expected to last at least 12 months or be terminal. SSI is a federal needs-based program for disabled individuals and provides income for those who cannot work. To be eligible for SSI, a person must meet a financial eligibility measure set by the SSA. This includes having limited income and assets. The SSA considers what the applicant is earning and what assets they own to calculate eligibility. Those with more than $2,000 in assets, or those who are earning more than $783 per month, are generally not eligible for SSI. In summary, SSDI and SSI are both Social Security Disability programs available in South Dakota. The main differences between them are that SSDI is based on prior work history and SSI is based on financial eligibility.

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