Are there any legal requirements for swimming pool operators to have insurance?

Yes, in California, there are legal requirements for swimming pool operators to have insurance. According to the California Department of Public Health, swimming pool operators must have adequate insurance coverage. This insurance must provide coverage for public liability and property damage that is caused by any activity related to the swimming pool, such as drowning or injuries sustained while using the facility. The required insurance must be maintained in an amount that is approved by the department. Generally, the minimum amount is $500,000 for each incident or $1,000,000 in aggregate. However, the insurance policy must also include a provision for indemnification of the county or municipality in which the pool is located in order to cover incidents on or offsite for which the operator is legally liable. Additionally, the operator must submit proof of insurance to the county or municipality in which the pool is located. This proof must be presented each year, at the beginning of the swimming season. Overall, it is important for swimming pool operators to have adequate insurance coverage to protect themselves in the event that they are held liable for any accidents or injuries which occur at their pool. Having the right insurance in place can help mitigate any potential financial losses that could be incurred in such circumstances.

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Are there any legal requirements for swimming pool operators to have insurance?

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