What can I do if the at-fault driver is uninsured or underinsured?

If the at-fault driver responsible for a truck accident in California is uninsured or underinsured, you may be able to seek compensation from your own insurance company. This is called uninsured/underinsured motorist (UM/UIM) coverage. This coverage typically applies if you’ve been injured in an accident with someone who either doesn’t have insurance or doesn’t have enough insurance to cover the damages, such as medical bills, lost wages, and/or property damage. If you don’t have UM/UIM coverage, you can still seek reimbursement from the at-fault driver (and his/her insurance company) if they have enough coverage to cover your damages. However, this may require a lawsuit, in which case an experienced truck accident lawyer can help ensure you are fully compensated for your injuries and damages. Depending on the facts and circumstances of your particular case, an experienced truck accident lawyer may be able to help you recover compensation from other sources, such as the trucking company, the owner of the truck, or the driver’s employer. Your lawyer can help assess the available sources of recovery and advise you on the best course of action to take.

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What can I do if the at-fault driver is uninsured or underinsured?

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