What can I do if the at-fault driver is uninsured or underinsured?

If the at-fault driver in your truck accident is uninsured or underinsured in the District of Columbia, you may be able to pursue compensation in other ways. These include recovery from your own insurance policy, such as your uninsured motorist coverage, and by bringing a claim against the at-fault driver. Uninsured motorist coverage may provide reimbursement for medical expenses, lost wages, and other costs resulting from the accident. To pursue this option, you will need to contact your insurance provider and submit a claim. Bringing a claim against the at-fault driver is particularly important if they had some form of insurance coverage, but not enough to cover the costs of your injuries. You may be able to obtain a judgment, or settlement, against the driver. However, it is important to keep in mind that if the driver does not have any assets, your claim will not result in any money. It is also important to consult an experienced attorney who can review the details of your accident and determine the best approach to obtain compensation. An attorney can provide a thorough assessment of the situation and may be able to negotiate with the at-fault driver or their insurance company to reach a favorable outcome. Finally, some states also have “no-fault” laws that allow victims of motor vehicle accidents to file claims for reimbursement of medical expenses and lost wages, regardless of who was at fault in the accident. If your state has such a law, it may provide an additional resource for seeking compensation.

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What can I do if the at-fault driver is uninsured or underinsured?

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