What can I do if the at-fault driver is uninsured or underinsured?
If you are in Florida and involved in a truck accident involving an at-fault driver who is either uninsured or underinsured, you may still be able to secure compensation from the at-fault driver. The first step is to contact an experienced truck accident lawyer who can help you determine whether the at-fault driver has any assets or additional insurance policies that you can claim for compensation. You may also be able to recover compensation through your own insurance policy or the insurance policy of a family member, depending on the type of coverage you have and the specifics of your accident. If you have uninsured or underinsured motorist coverage, you may be able to make a claim through your own insurance company for additional damages. In addition to these two options, you can file a lawsuit against the at-fault driver. However, it is important to note that if the at-fault driver is uninsured or underinsured, it may be difficult to recoup your damages even after a successful lawsuit. It is important to thoroughly investigate the at-fault driver prior to taking legal action. Finally, if your injury or damages qualify as catastrophic or permanent, you may be able to receive compensation through the Florida Catastrophic Injury Fund. This program provides compensation to victims of serious accidents to cover medical costs and other expenses. No matter the specifics of your accident, it is important to discuss your case with a knowledgeable truck accident lawyer to determine the best course of action. A lawyer can help you understand your legal rights and ensure that you receive fair compensation for your injuries.
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