What can I do if the at-fault driver is uninsured or underinsured?

If you were involved in a truck accident in North Carolina and the at-fault driver is uninsured or underinsured, you may be able to collect compensation from your own insurance company. North Carolina is a “fault” state, so your own insurance company has a legal obligation to cover your losses if the at-fault driver didn’t have insurance or didn’t have enough insurance to cover your losses. Your own insurance policy should pay for any property damages, medical expenses, and lost wages related to the accident. You may also be able to file a lawsuit against the at-fault driver to recover additional compensation for your injuries. North Carolina law allows you to sue another driver in certain situations where that driver’s actions contributed to an accident. If you can prove that the other driver was at fault and that he or she did not have enough insurance coverage to fully compensate you, then a court may award you extra damages. Finally, you may be able to collect compensation from a third party, such as a trucking company if the accident was caused by a negligent employee. In some cases, you may be able to collect from a manufacturer if faulty equipment caused the accident. No matter what, it’s important to speak with an experienced truck accident attorney and discuss your legal options. An attorney can evaluate the facts of your case and help you understand your rights and how to proceed.

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What can I do if the at-fault driver is uninsured or underinsured?

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