What can I do if the at-fault driver is uninsured or underinsured?

If the at-fault driver in a truck accident is uninsured or underinsured, there are several options a person in Ohio can consider. First, you should consider filing a claim with your own auto insurance policy if you have uninsured or underinsured motorist coverage. This type of coverage can provide coverage in the event of an accident if the at-fault driver is uninsured or underinsured. If you do not have uninsured or underinsured motorist coverage, you can also consider filing a third-party claim with the at-fault driver’s insurance company. This process can be lengthy and difficult, and you may need to get an attorney involved. You may also be able to file a claim with your health insurance provider or seek compensation from the at-fault driver directly. If the at-fault driver is uninsured or underinsured, you may not be able to collect the full amount of damages that you would be entitled to. In cases like this, it is wise to consult an attorney to discuss your options. Finally, Ohio also has a financial responsibility law that states that the at-fault driver must provide proof of financial responsibility to be able to drive legally. If the at-fault driver fails to do so, you may also be able to seek compensation from the Ohio Bureau of Motor Vehicles. Overall, if the at-fault driver is uninsured or underinsured, it is wise to consult an attorney to discuss your options. An attorney can review your situation and advise you on the best course of action for seeking compensation for a truck accident in Ohio.

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