What can I do if the at-fault driver is uninsured or underinsured?

In South Carolina, if you are involved in a truck accident and the driver who is at fault is uninsured or underinsured, you should consider filing a claim with your own insurance provider. If you have uninsured/underinsured motorist coverage, your insurance provider will pay for the damages that the at-fault driver is responsible for. However, the amount that you will receive may still be lower than the total cost of damages, so you may need to consult with an attorney to help you seek compensation. In addition to filing a claim with your own insurance provider, you can also pursue a lawsuit against the at-fault driver for the remaining amount of damages. If the at-fault driver does not have enough resources to pay for the full amount, you may be able to obtain a settlement from them, whether through negotiation or through a court of law. It is important that you document all of the facts and evidence that are related to the accident so that you can present it in your case. If you are unable to receive a satisfactory settlement on your own or through your insurance provider, you may also be able to seek compensation through your state’s Victim Compensation Program. These programs are designed to help victims of truck accident receive help for medical bills, lost wages, and more. Contact your local Victim Services office to learn more about what you may be eligible for.

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