What are the limits of insurance coverage in a truck accident?
In Arizona, the insurance coverage limits for truck accidents depend on the type of insurance policy held by the party at fault, as well as the circumstances of the accident. Generally, if the injured party was a pedestrian or cyclist and the fault is attributed to the driver of the truck, the minimum coverage limit is $15,000. If the fault is attributed to a third party, such as a manufacturer, the minimum coverage limit is $25,000. For accidents involving an automobile and the fault is attributed to the driver of the truck, the minimum coverage limit is $30,000. If the fault is attributed to a third party, the minimum coverage limit is $50,000. If the driver of the truck is determined to have been under the influence of drugs or alcohol, the minimum coverage limit rises to $100,000. For accidents involving a truck and another truck, the minimum coverage limit is $500,000. If the fault is attributed to a third party, it is considerably higher. In addition to the coverage limits mentioned above, Arizona also maintains limits on the amount of damages an injured party can claim in a lawsuit. This includes economic damages such as medical expenses, lost wages, and property damage. However, this does not include non-economic damages such as pain and suffering or emotional distress. The maximum amount an injured person can seek in damages depends on the nature and severity of the injuries suffered as a result of the truck accident.
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