What are the limits of insurance coverage in a truck accident?

In Washington, the limits of insurance coverage for truck accidents vary depending on the insurance policy. Generally, the insurance company must pay for bodily injury and property damage resulting from the accident up to the limits stated in the policy. Most policies include a minimum level of liability coverage for bodily injury and property damage, and many trucking companies carry an additional layer of insurance coverage. The minimum coverage for bodily injury liability is typically $25,000 per person and $50,000 per accident, while the minimum coverage for property damage liability is usually $10,000 per accident. Note that the minimums are just that—minimums. It is possible to purchase additional coverage, both for bodily injury and property damage, which would provide more protection in the event of an accident. Other aspects of insurance coverage in truck accidents to consider include uninsured and underinsured motorist coverage. Uninsured motorist coverage is intended to provide compensation for injuries or damages caused by drivers without insurance. Underinsured motorist coverage provides coverage for any damages that exceed the limits of a driver’s insurance policy. Additionally, many policies also include coverage for lost wages, medical expenses, and towing and repair costs. It is important to review an insurance policy carefully and understand exactly what is covered and what the limits are. It is also recommended to speak with an experienced truck accident lawyer to ensure you receive the maximum benefit from your insurance policy in the event of a truck accident.

What are the limits of insurance coverage in a truck accident?

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