Will my insurance company cover a tire failure?
It depends on the type of insurance policy you have in New York. There is no specific law in New York governing tire failure. However, your insurance provider may provide coverage for certain types of tire failures. If you have comprehensive coverage, your insurance may cover tire-related issues like tread or sidewall damage, impact damage, blowouts, or punctures from road debris. However, most comprehensive policies will not cover tire failure due to wear and tear, or if the tire was not properly installed or maintained. If you have collision coverage, your insurer may cover damage to your car caused by tire failure, such as damage to the bumper or fender. However, again, your insurer may not cover tire failure due to wear and tear or improper maintenance. If you are not sure if your insurance policy covers tire failure, check with your insurance company to find out. You can also ask your mechanic or auto repair shop if they offer any type of tire warranty. That way, you can be sure that your tires will be covered if you experience any type of tire failure.
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