If I get a traffic ticket, will my insurance rates go up?

In Georgia, if you get a traffic ticket, it is possible that your insurance rates may go up. Insurance companies consider traffic violations when determining factors such as risk when setting premiums. If your traffic violation is considered to be serious, it is more likely that there will be an increase in your rates. If you receive a ticket for a minor infraction, such as a speeding ticket, it is less likely that your insurance rates will go up. Additionally, if you have a history of traffic violations, your insurance company may be more likely to increase your premiums. The best way to avoid having your insurance rates increased after receiving a traffic ticket is to go to court and contest the charge or try to get the charge reduced. If you are able to successfully dispute the ticket, or the charge is lowered, then you may be able to avoid an insurance increase. You can also take a defensive driving course or driving class which may help to reduce the severity of the ticket or keep your insurance rates from going up if you have been charged for a traffic violation. It is important to be aware of the potential of insurance rate increases that may be caused by traffic tickets in Georgia. It is also important to be aware of the ways in which you may be able to reduce the severity of a ticket or the chance of insurance rate increases. Taking the time to understand traffic ticket law in Georgia and understanding the potential penalties and risks that can come with traffic violations can help to ensure that you are prepared in the event that you receive a ticket.

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If I get a traffic ticket, will my insurance rates go up?

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