If I get a traffic ticket, will my insurance rates go up?

Yes, if you get a traffic ticket in Massachusetts, your insurance rates may go up. A traffic ticket is a reminder to abide by the rules of the road and any violation of these rules may result in increased insurance premiums. Insurance companies use a variety of factors to determine what your monthly premium will be. One of these factors is the driving record of the insured. A traffic ticket will appear on your driving record and can negatively impact the premium you must pay. Insurance companies look at the severity of the ticket and the number of tickets to determine if they will increase your rates. In addition to potential rate increases, the amount of the fine can also be costly for some. If you get a ticket in Massachusetts, you may have to pay a fine, have your license suspended, or even spend time in jail for your violation depending on the nature of the offense. Having a clean driving record is important as it can help minimize premium costs. Being a responsible driver is important not only to help reduce traffic tickets and accidents, but also to keep your insurance costs in check.

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If I get a traffic ticket, will my insurance rates go up?

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