If I get a traffic ticket, will my insurance rates go up?

In Michigan, getting a traffic ticket may result in your insurance rates going up. If you are convicted of a traffic violation, your insurance rates may increase as a result. Insurance providers may use your driving record to determine how much you pay in insurance premiums. Your driving record is a record of any traffic tickets, violations, or convictions that you have received. If you have been ticketed or convicted of a traffic violation, your insurance premiums may increase as a result. It is important to note that each insurance company has its own criteria for determining rates. Therefore, the impact that any individual traffic ticket will have on your insurance rates can vary from provider to provider. It is also important to note that the amount of time your ticket remains on your record may affect the amount of money you pay in insurance premiums. Generally, traffic tickets will remain on your record for three years, but more serious violations can remain on your record for five to seven years. To avoid an increase in your insurance rates, you should consider contesting your ticket in court. If you are successful in court, it is likely that your ticket will be dismissed and your insurance rates will remain the same. It is important to remember that contesting a ticket in court does not guarantee that it will be dismissed, but it may be your best option to avoid an increase in your premiums.

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