If I get a traffic ticket, will my insurance rates go up?

If you get a traffic ticket in North Carolina, it could increase your auto insurance rates depending on the severity of the violation. When an insurance company reviews your driving record, they take into account the severity of any violations as well as any past accidents you have been involved in. For example, if you are issued a ticket for running a red light, your insurance company could consider this a minor violation and may not increase your rates. However, if you are ticketed for driving over the speed limit, your insurance company may view this as a more serious violation and could raise your rates. In some cases, the insurance company may also consider the length of your driving record as a factor in their decision. If you have been driving for a short period of time and have a ticket on your record, the insurance company may be more likely to raise your rates. If your insurance rates do go up after receiving a ticket, you may be able to negotiate with your insurance company for a lower rate. It’s important to remember that any time you are ticketed for a driving violation, it will remain on your driving record for up to three years, so it’s important to practice safe, responsible driving.

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If I get a traffic ticket, will my insurance rates go up?

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