If I get a traffic ticket, will my insurance rates go up?

Yes, it is possible that your insurance rates could go up if you receive a traffic ticket in Utah. When you receive a ticket, your driving record will be reported to the Motor Vehicle Division of the Utah Department of Public Safety, and your insurance company will be able to access that information. Depending on the severity of the ticket, your insurance company may decide to increase your rates. In Utah, minor traffic violations like speeding and running a red light often result in points being added to your record. The more points you have, the higher your insurance premiums can be, since your insurance company views you as a higher risk. Additionally, if you are found guilty of a DUI, your insurance company may decide to cancel your policy altogether. The best way to avoid the risk of higher insurance rates is to obey the law and drive safely. If you do find yourself with a traffic ticket, however, be sure to consult an attorney and consider fighting the ticket if it is practical to do so. If this is not an option, paying the ticket quickly may help you to avoid points on your record and a potential increase in your insurance rates.

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If I get a traffic ticket, will my insurance rates go up?

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