What are the consequences of not having proof of insurance at the time of a traffic ticket?

In California, having proof of insurance is required by law when driving. If you are caught without proof of insurance during a traffic stop, the consequences can be severe. First, the officer may issue you a ticket for driving without insurance, which carries a base fine of $100 to $200. Depending on the severity of the traffic violation, this fine may be increased. Additionally, the officer may choose to tow and impound your vehicle until you show proof of insurance, which can cost up to $200. In addition to the fine and towing costs, not having proof of insurance can also lead to long-term consequences. If you fail to pay the fine or provide proof of insurance, the California DMV may suspend your driving privileges for up to one year. In some cases, the DMV may also require you to file a SR-22 Financial Responsibility Certificate, which will increase your insurance rates. In short, not having proof of insurance at the time of a traffic ticket can be extremely costly and can have long-term consequences. It is important to always carry proof of insurance in California in order to avoid any fines or other legal consequences.

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What are the consequences of not having proof of insurance at the time of a traffic ticket?

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