What are the consequences of not having proof of insurance at the time of a traffic ticket?

If you are pulled over in Kentucky and cannot provide proof of insurance at the time of the traffic ticket, you can face severe penalties. According to Kentucky law, not having proof of insurance on your person when pulled over is considered a Class D felony and punishable by a jail sentence up to 12 months. Additionally, the court can suspend or revoke your driver’s license for up to 6 months and impose a fine up to $500. Further, you may be required to complete traffic school or install an ignition interlock device in your vehicle. Ignition interlock devices prevent vehicles from starting unless the driver blows into the device and registers a blood alcohol content level below the legal limit. Not only can you face these legal consequences if pulled over and not having proof of insurance, but it is also important to consider how it could impact your car insurance and future insurance rates. Many insurance companies view driving without insurance as a high-risk behavior. Consequently, you could end up paying higher rates in the future, or your policy may be dropped altogether. In conclusion, a traffic ticket for not having proof of insurance in Kentucky can result in serious legal, financial, and car insurance repercussions. Therefore, it is important to always have valid car insurance.

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What are the consequences of not having proof of insurance at the time of a traffic ticket?

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