What are the consequences of not having proof of insurance at the time of a traffic ticket?

In North Carolina, proof of car insurance is always necessary when operating a vehicle. Not having proof of insurance at the time of a traffic ticket can lead to serious consequences. If an individual does not present proof of insurance during the time of their ticket, they may receive an extra charge of $50. The individual must also expect to spend an hour of their time in court responding to the citation. If they cannot provide proof of insurance by the court date, their license may be suspended. In addition, if a driver was in an accident while not having proof of insurance, their license may be immediately suspended. They may also be assessed four points on their driver’s license which can result in higher insurance premiums if their license is reinstated. The individual may also be required to pay a $50 reinstatement fee to the North Carolina Department of Motor Vehicles to get their license back. It is important to note that drivers can expect even more severe consequences if they are driving without insurance and have a prior history of violations. In North Carolina, it is important for drivers to ensure they have proof of car insurance when operating a vehicle in order to avoid any of the above mentioned consequences.

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What are the consequences of not having proof of insurance at the time of a traffic ticket?

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