What are the consequences of not having proof of insurance at the time of a traffic ticket?

In South Carolina, if you are pulled over and do not have proof of insurance at the time of the traffic stop, you may be facing serious consequences. If found guilty, you could be fined up to $550 and/or have your driver’s license suspended for up to six months. Additionally, failure to have proof of insurance may affect your points on your driver’s license, as South Carolina assigns points for most traffic offenses. You may have points added to your license for a charge of No Proof of Automobile Insurance, which could result in an increase in insurance rates as well as revocation or suspension of your license. The best way to avoid these consequences is to always keep a copy of your current insurance card in your car. It should be updated annually to reflect your most current coverage information. Additionally, South Carolina law requires drivers to provide proof of insurance during a traffic stop, so make sure you have your card on hand should you be pulled over. The consequences of not having proof of insurance in South Carolina can be costly, but following the law and always bringing proof of insurance with you can save you both time and money in the long run.

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What are the consequences of not having proof of insurance at the time of a traffic ticket?

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