Is there a VA home loan program and how do veterans qualify?

Yes, there is a VA home loan program available to veterans in Hawaii. To qualify for the VA Home Loan Program, veterans must meet certain eligibility requirements. These requirements generally include being an active or former member of the United States Armed Forces, or being an eligible surviving spouse of a veteran who died during service or of a service-related disability. The VA Home Loan Program provides eligible veterans with a low-interest loan to purchase a home with no money down and no private mortgage insurance. Additionally, veterans may receive discounted closing costs and a lower interest rate if they choose to use a VA loan. In order to take advantage of the VA Home Loan Program, veterans must first obtain a Certificate of Eligibility from the VA. This certificate is available to any veteran who meets the eligibility criteria discussed above. Veterans may obtain the certificate by visiting the VA website, by visiting their local VA office, or by completing an application online. Once eligibility is achieved, veterans may apply for the loan with a participating lender. In addition to the VA Home Loan Program, there are other benefits that veterans in Hawaii may qualify for. These benefits include housing grants and other financial assistance programs. For more information about these programs and other benefits available to veterans in Hawaii, please contact your local VA office or visit the VA website.

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