What is an insurance company's responsibility in a vehicle rollover?

In North Carolina, an insurance company’s responsibility in a vehicle rollover depends on the type of insurance coverage the victim holds. If the victim holds liability insurance coverage, the insurance company will pay for the property damage and bodily injury to any other person involved in the accident. If the victim holds collision insurance coverage, the insurance company may pay for the repair or replacement of the vehicle, depending on the coverage. If the victim holds uninsured motorist coverage or underinsured motorist coverage, the insurance company may be responsible for the victim’s medical expenses or lost wages. This type of insurance coverage may also provide compensation for pain and suffering or other damages, depending on the policy. Finally, if the vehicle rollover is caused by the negligence of another driver, the liability insurance of that driver may provide compensation for the victim’s damages. In cases where a mechanical defect may have caused the accident, the vehicle manufacturer may also be responsible for damages to the victim. No matter the cause of the accident, North Carolina requires insurance companies to ensure that victims are properly compensated for their damages, especially when a vehicle rollover is involved. Insurance companies are responsible for ensuring that victims receive what is fair and just for their suffering.

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What is an insurance company's responsibility in a vehicle rollover?

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