What are the different types of workers' compensation benefits?
In New Hampshire, workers’ compensation benefits are divided into four categories: medical benefits, lost wages, permanent impairment benefits, and death benefits. Medical benefits cover the cost of medical care for any injury or illness related to the job. This includes hospital visits, doctor’s visits, medication, and any other medical costs associated with the injury or illness. Lost wages cover the income lost due to an injury or illness. This includes both wages lost from taking time off to recover, and wages lost in the long-term if an injury has resulted in permanent disability. Permanent impairment benefits are for workers who have suffered permanent damage as a result of a work-related injury or illness. This includes benefits to cover any permanent disability or lost earning potential. Death benefits are to help support any dependents of a worker who has died as the result of a work-related injury or illness. This includes funeral expenses as well as financial support for the dependents of the deceased. In New Hampshire, workers’ compensation benefits are an important part of ensuring that workers are able to receive the compensation they deserve for any injury or illness that is related to their job. All four types of benefits are designed to help workers who have suffered an injury or illness get the financial and medical support they need to move forward.
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