How do I know if my employer is required to carry workers' compensation insurance?

In the state of Georgia, employers are required to have workers’ compensation insurance if they have three or more employees. If a company has fewer than three employees, they are not required by law to have workers’ compensation insurance. To make sure your employer is compliant with the law, you can look up their business on the Secretary of State’s website, which will have information about their corporate status, officers, and other information. Additionally, you can contact the Georgia Board of Workers’ Compensation, which will be able to tell you if your employer is properly covered by workers’ compensation insurance. You should talk to your employer to confirm their compliance with workers’ compensation laws, too. Your employer must provide you with a certificate of insurance to confirm their coverage. If your employer cannot provide you with this document, they may not be compliant with the law, and you should contact the Georgia Board of Workers’ Compensation to investigate. Trustworthy employers should be happy to provide you with proof of insurance, so if they cannot or seem to be avoiding the question, it may be a warning sign that your employer does not have the proper workers’ compensation coverage. It is your right to know if your employer is legally compliant with workers’ compensation insurance in the state of Georgia.

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How do I know if my employer is required to carry workers' compensation insurance?

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