What if the other party does not have insurance?
If the other party does not have insurance in Oklahoma, the first thing to do is report the accident to the police. The police will investigate and document the details of the accident. In some cases, the responsible driver may be issued a ticket or fined for driving without insurance. If the responsible driver does not have insurance, the damages for the accident may not be covered. In this situation, the victims of the accident should contact an experienced personal injury attorney. An attorney can help them pursue the responsible driver for damages and compensation for their losses. If the responsible driver does not have enough money to pay for the damages, the victims of the accident may be able to file a claim with their own uninsured motorist coverage. Uninsured motorist coverage is included in most auto insurance policies and helps protect victims of accidents with drivers who are uninsured or underinsured. It is also important to note that if the driver does not have insurance, large judgments or settlements may not be collectible. The victim may not be able to collect any money from the responsible driver. This is why it is so important to purchase adequate auto insurance coverage for yourself. In conclusion, if the other party does not have insurance, it can be a difficult situation for the victims of the accident. The best action is to report the accident to the police, speak to an experienced attorney, and make sure that you have adequate auto insurance coverage.
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