What is an insurance adjuster?

An Insurance Adjuster is someone who works for an insurance company. They are responsible for evaluating claims made by policyholders and determining how much the insurance company should pay out. They take into account the specifics of the situation and any applicable laws in California when making their decision. Adjusters review all the evidence and documents related to an accident or injury claim and speak with the policyholder and other witnesses to get an accurate account of what happened. They also examine police reports and medical reports, looking for evidence that may support or refute a policyholder’s claim. Their job is to decide if the insurance company should cover all or part of the claim and how much they should pay out. Adjusters are trained to look for the legal rules that apply to the situation and to interpret insurance policies in order to make an informed decision about a claim. They must also be familiar with the regulations that apply in California and how they apply to an accident or injury claim. Adjusters typically work in an office environment and must be highly organized and detail-oriented. They are often under pressure to make decisions quickly as they must balance the needs of policyholders with the best interests of the insurance company.

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