How does the insurance company determine fault in an accident?

In Washington, the insurance company typically determines fault in an accident through a process called comparative negligence. Comparative negligence is a system in which both parties involved in the accident are assigned a percentage of responsibility for the incident. The percentage of fault is based on factors such as compliance with traffic regulations, contributing causes, and the actions of both parties. The insurance company will look at evidence such as witness statements, photos, and videos to help determine who is at fault. They will also analyze the actions of the drivers involved in the accident. The insurance company will then assign each party a percentage of fault based on the evidence collected and the circumstances of the accident. For example, if one driver was speeding and the other driver was not, then the speeding driver would be assigned a higher percentage of fault. In Washington, the insurance company must assign each party at least some percentage of fault for the accident. This means that even if one driver was completely responsible for the accident, both drivers would still be assigned at least some percentage of fault. This ensures that each driver is held accountable for their actions.

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How does the insurance company determine fault in an accident?

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