What should I do if I am in an accident with an uninsured driver?

If you are in an accident with an uninsured driver in Washington, the best thing to do is to contact the police and your insurance company as soon as possible. Make sure to provide the police with all the necessary details of the accident and your contact information. Your insurance company may be able to provide you with the uninsured motorist coverage (UIM) that can help you with medical expenses and car repairs. This type of coverage is required to be included in all standard insurance policies in Washington. However, it is important to keep in mind that UIM will not cover all of the costs associated with the accident. If the other driver is deemed to be at fault, you may need to pursue a personal injury lawsuit through the court system. This will usually require the services of an experienced lawyer. The lawyer can help you prove that the uninsured driver was responsible for the accident and obtain a financial settlement from them. No matter what you choose to do, it is important to keep accurate records of all expenses, injuries, and damage resulting from the accident. These can be used to support your claim to the insurance agency and the court, if necessary.

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