What if the other party doesn’t have enough insurance?

In Arizona, if the other party does not have enough insurance to cover your damages, you can use a few different methods to obtain compensation. The first option is to submit a claim to your own insurance company and receive benefits under your own uninsured or underinsured coverage. If the damages are not completely covered under your own policy, you may be able to file a personal injury lawsuit. In this situation, you would bring the other party to court and attempt to prove their liability for the accident and the extent of your injuries. This damages may include medical bills, lost wages, and pain and suffering. If the responsible party does not have the resources to pay the court’s final judgment, they may be able to make payments over time, or the court may accept other types of assets that the responsible party may possess. If the damages exceed the limits of the responsible party’s insurance policy, you may be able to collect the balance from your own insurance if you have uninsured or underinsured motorist coverage. With the help of an experienced accident attorney, you will be better equipped to receive the full and fair compensation that you deserve.

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What if the other party doesn’t have enough insurance?

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