What if the other party doesn’t have enough insurance?
If you are involved in an accident in Texas and the other party does not have enough insurance to cover all of your losses, you have a few different options to pursue. First off, you can look for other sources of money to cover the remaining losses. This could include getting money from your own insurance company, or from an uninsured/underinsured motorist insurance policy if you have one. Another option would be to file a lawsuit against the other party for the remaining money. You can check to see if they have any available assets or money that you can get from them directly. In such a case, you would have to present evidence to the court to prove your case. Finally, you can consider pursuing mediation, which is where a mediator helps the parties reach an agreement without going to court. While this option is often cheaper and faster than a lawsuit, it is also often more difficult to prove your case in mediation than in court. Ultimately, how you decide to pursue your claim depends on the specifics of your case and what you think is the best avenue to receive compensation. It is important to speak to an experienced accident lawyer to discuss your specific case.
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