What is a demand letter?

A demand letter is a legal document sent by an injured person to another party (usually an insurance company) requesting compensation for damages caused by an accident. Demand letters are typically sent after a person has been injured in an accident, such as a car accident, slip and fall, or medical malpractice, and is seeking financial recovery. In Washington, a demand letter is often the first step taken in seeking financial compensation for an accident. The letter outlines the facts of the case and usually includes a specific dollar amount that the injured person is seeking for damages. It is important to include key details such as the time and place of the accident, any witnesses, the person or organization responsible, the medical expenses incurred, and lost wages due to the accident. The recipient of the letter is then required to respond within a certain window of time. If they deny the request, they will often provide a reason why and offer an alternative settlement amount. They may also seek to negotiate with the injured party, or they may deny the claim outright. If the recipient of the demand letter refuses to offer a satisfactory settlement, then a person may have to file a lawsuit to pursue further compensation for their injuries. Demand letters serve as an important tool in Washington for those seeking legal remedies for accidents.

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