What is the legal framework for aircraft insurance coverage?

In Kansas, the legal framework for aircraft insurance coverage is covered by Federal Aviation Regulations (FARs). FARs are the general legal requirements for operating aircraft safely in the United States. The main FARs that cover aircraft insurance coverage are Part 91 and Part 135. Part 91 requires aircraft owners to carry certain minimum levels of aircraft insurance coverage. This includes liability coverage, which covers any damages or injuries caused to other people or property as a result of aircraft operation. It also requires coverage of the aircraft itself, which covers physical damage to the aircraft caused by an accident, and passenger liability coverage, which covers any injuries or deaths caused to passengers in an accident. Part 135, on the other hand, sets more stringent requirements for aircraft insurance coverage. This coverage is required when operating an aircraft for hire, such as a charter aircraft or a carrier aircraft. The coverage must meet the requirements of Part 135 and also must include, at minimum, liability coverage, aircraft physical damage coverage, and passenger liability coverage. In conclusion, the legal framework for aircraft insurance coverage in Kansas is established by Federal Aviation Regulations. Owners must comply with Part 91 and carriers must comply with Part 135 in order to operate their aircraft safely and legally.

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