What are the laws about car insurance?

California car insurance laws require that all drivers have the coverage necessary to pay for property damage and injury caused by an accident. This includes a minimum of $15,000 per person for death or bodily injury, a minimum of $30,000 total for death or bodily injury of two or more people, and $5,000 for property damage. Certain drivers are also required to have additional coverage, such as uninsured motorist coverage. This type of coverage protects you in the event that you are hit by an uninsured driver. It also provides insurance for hit-and-run accidents. California also requires drivers to have uninsured motorist property damage coverage. This type of coverage pays for repair costs for your vehicle, such as those caused by an uninsured motorist or a hit-and-run driver. California also requires drivers to carry additional coverage beyond the minimum required. This may include comprehensive coverage for all types of losses, such as theft and vandalism, or collision coverage for losses you sustain as a result of an accident. If you are caught driving without insurance, you are subject to fines and the suspension of your license. Additionally, you may be sued for damages in the event of an accident. It is important to make sure you are properly insured before you get behind the wheel.

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What are the laws about car insurance?

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