What are the laws about driving without insurance?

In New York, it is illegal for an individual to drive a motor vehicle without insurance. Driving without insurance can incur hefty fines and penalties. The minimum financial responsibility requirement for motor vehicles is 25/50/10 - this means the driver must have at least $25,000 in liability insurance for bodily injury, $50,000 in liability insurance for death, and $10,000 in liability insurance for property damage. Any driver operating a vehicle without insurance is subject to fines starting at $150 for the first offense and rising up to $1,500 for subsequent offenses. Additionally, the driver’s vehicle may be impounded and the driver could lose his or her license as well as face criminal charges, including a misdemeanor. To avoid these serious penalties, all drivers should ensure they are properly insured before taking their vehicle on the road.

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What are the laws about driving without insurance?

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