What are the laws about driving without insurance?

In Tennessee, it is illegal to drive without insurance coverage. Drivers must have the minimum amount of liability insurance required by the state, which is $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people, and $15,000 for property damage. Drivers who are caught driving without insurance can face serious penalties. According to the Tennessee Department of Commerce and Insurance, a first offense can result in a fine between $100 and $300, plus court costs and civil penalties. A second offense could result in a $500 to $1,000 fine, court costs, and civil penalties. In addition, any driver convicted of driving without insurance may be required to file an SR-22 form and carry an SR-22 insurance policy, which certifies that the driver has the required liability insurance coverage. In some cases, driving without insurance can even result in a license suspension. The state of Tennessee has the right to suspend the license of any driver convicted of driving without insurance. The suspension may last for up to two years, and the driver may be required to file an SR-22 form and carry an SR-22 insurance policy in order to have the license reinstated. To avoid fines, suspensions, and other penalties, all drivers in Tennessee should make sure they have the required minimum liability insurance coverage in place before they start driving.

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What are the laws about driving without insurance?

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