What are the laws about driving without insurance?
In Virginia, it is illegal to drive without insurance. Virginia law requires all drivers to have liability insurance for their vehicles, as well as uninsured motorist coverage. Drivers must carry a minimum of $25,000 bodily injury liability per person, $50,000 bodily injury liability per accident, and $20,000 in property damage liability. Driving without insurance is a crime in Virginia and has serious consequences. First-time offenders may be fined up to $500 or be imprisoned up to one year. In addition, your driver’s license and registration may be suspended for up to 90 days. Repeat offenders may be fined up to $2,500 and/or imprisoned up to one year. Additionally, if you are involved in an accident, and it is determined that you were driving without insurance, your driver’s license may be revoked for up to three years, and your registration may be cancelled. You may also be sued for any damages that occurred as a result of the accident. The best way to avoid any of these consequences is to make sure you are properly insured. Make sure you have the right insurance coverage and keep your documents up-to-date. If you need help finding the right coverage, consult an experienced automobile law attorney.
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