What debts are dischargeable in bankruptcy?

In Washington, debts that are eligible for discharge or cancellation through bankruptcy are determined by two laws: the Bankruptcy Code and the Washington State Code. Debts that are generally dischargeable in bankruptcy include credit card balances, medical bills, unsecured personal loans, account balances from repossessions, and legal judgments. Debts that are typically not dischargeable in bankruptcy include student loans, tax debts, child support, and alimony. Though these debts may not be discharged through bankruptcy, filing for bankruptcy can help with filing for repayment plans. In some cases, certain debts that are typically not dischargeable may be eligible for discharge if the debtor can prove undue hardship. This is a high legal burden and the debtor must provide evidence of their inability to pay back the debt. In Washington, certain debts may receive preferential treatment over other debts when it comes to payment in the bankruptcy process. These include mortgages, auto loans, and leases. It is important to understand that filing for bankruptcy does not guarantee that all debts will be discharged. Depending on the debts one owes, filing for bankruptcy can be a great way to get a fresh start financially. However, it is important to consult with a qualified bankruptcy attorney to understand if bankruptcy is the right option for you.

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What debts are dischargeable in bankruptcy?

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