What is considered a non-dischargeable debt?

Non-dischargeable debts are those debts that cannot be eliminated through bankruptcies in Washington. These debts typically include child support, alimony, student loan debt, certain taxes, debt incurred through fraud, and fines or penalties imposed by governmental units. In the case of child support or alimony, these debts are considered non-dischargeable because they are imposed to compensate the affected party and to ensure that a child or other dependant is provided for. Student loan debt is also typically non-dischargeable as it is considered a contractual obligation to repay borrowed funds that were used for educational purposes. Taxes can also be considered non-dischargeable, especially if the taxes are found to have been irresponsible or fraudulent or if the taxes are from employment income or exemptions that have been received within the past three years. Debt incurred through fraud or misrepresentation is also considered non-dischargeable since it is considered criminal. Finally, fines or penalties imposed by a governmental unit are generally considered non-dischargeable as they are set by law and are intended to deter or punish violators of the law. In general, non-dischargeable debts are those that are deemed necessary to compensate an affected party and to discourage unlawful behavior. It is important to note that these debts are not necessarily permanent and that they can only be discharged under certain circumstances, such as meeting certain conditions or showing proof of financial hardship.

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What is considered a non-dischargeable debt?

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