How often can I file for bankruptcy?

In Washington, individuals can file for bankruptcy once every 8 years, with some exceptions. This means that if an individual has filed for bankruptcy before, they must wait at least 8 years before filing for bankruptcy again. However, if an individual has filed for Chapter 13 bankruptcy before, they can file for Chapter 7 bankruptcy after only 4 years. The 8 year period starts from the date the first bankruptcy petition was filed, not the date the bankruptcy case was discharged. So if someone filed for bankruptcy in 2010 and the case was discharged in 2011, they must wait 8 years from 2010, not 2011, to file for bankruptcy again. It is important to note that individuals must meet specific criteria to be eligible to file for bankruptcy. Individuals must have a valid reason for filing for bankruptcy, such as excessive debt, and must provide documentation to prove that their financial situation renders them unable to pay back their debt. Individuals should speak to a qualified bankruptcy lawyer or bankruptcy trustee before making a decision to file for bankruptcy. A qualified bankruptcy lawyer or trustee can help individuals understand their eligibility, the process of filing for bankruptcy, and all the associated costs and implications.

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How often can I file for bankruptcy?

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