How long does the bankruptcy process take?

The specific timeline for completing the bankruptcy process depends on which type of bankruptcy you file for in Texas. Generally, a Chapter 7 bankruptcy can take from 4 to 6 months to complete, while a Chapter 13 can take from 3 to 5 years before it is considered closed. In Texas, you must file a petition with the bankruptcy court before your case can begin. It will then be assigned a case number. The court will then send a notice to all creditors involved with your case, letting them know that you have filed for bankruptcy. After the petition is filed, you must attend a meeting of creditors. This must happen within 30 to 45 days of filing the petition. At the meeting, the court will ask you questions about your assets and debts and verify that you are eligible for the bankruptcy. Once the meeting is completed, the court will evaluate all of the information and decide whether or not to approve the bankruptcy. If the court approves the bankruptcy, it will issue a discharge order which will officially close the bankruptcy case. The overall length of this process can vary depending on the complexity of your case. In general, it should take anywhere from 4 to 6 months for a Chapter 7 bankruptcy and 3 to 5 years for a Chapter 13 bankruptcy.

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How long does the bankruptcy process take?

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