What is considered a non-dischargeable debt?

Non-dischargeable debts are those that are not eligible to be erased or paid off through bankruptcy. In Texas, some common examples of non-dischargeable debts include certain taxes, alimony, child support, student loan debts, and debts incurred through fraud. When it comes to taxes, the taxpayer must have willfully evaded paying their taxes or committed fraud for the debt to be non-dischargeable. In addition, any tax debts that are at least three years old or more will not be eligible for discharge. Alimony or spousal support is another non-dischargeable debt. However, if a divorce is finalized before the bankruptcy is filed, the court will not consider alimony as a non-dischargeable debt. Child support and any other court-imposed payments for caring for a minor are also non-dischargeable debts. This means the debt must be paid regardless of whether the person has filed for bankruptcy or not. Similar to taxes, any loans taken out for educational purposes will generally remain non-dischargeable. In other words, the debtor will still need to repay the loan even after filing for bankruptcy. Finally, any debts that were incurred through fraud are also non-dischargeable. This could include fraudulently signing another person’s name or lying on a credit application. The debtor will still be responsible for these debts, even after bankruptcy has been filed.

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What is considered a non-dischargeable debt?

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