What debts can I discharge in bankruptcy?

In Kansas, filing for bankruptcy can discharge certain debts, including credit cards, medical bills, and personal loans. When you file for bankruptcy, you are essentially asking the court to erase debt that you cannot afford to pay. This is known as a discharge of debt. Credit card debts and personal loans are often discharged in bankruptcy. This includes not only the principal owing on accounts, but also any associated interest, fees, and penalties. Medical bills and unpaid medical expenses can also be discharged. The court may also discharge any legal judgments against you, such as judgments for unpaid rent, broken leases, or violation of contracts. Collection accounts and other unsecured debts may also be discharged. This includes certain tax debts. However, there are some debts that cannot be discharged in bankruptcy. These include alimony and child support payments, student loan debt, and most tax debts. Bankruptcy will not erase any debt that is considered to be secured by a lien on real or personal property. In summary, bankruptcy can be helpful to those struggling with a substantial amount of debt that they cannot pay off. It can discharge a variety of debts, including credit cards, personal loans, medical bills, and other unsecured debts. There are certain debts that cannot be discharged, however, so it is important to be aware of what can and cannot be discharged.

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What debts can I discharge in bankruptcy?

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